Palmerston North's proposed 6.4 per cent rates rise has provoked criticism that it is too high or unfair, but there are claims it is essential for the city.
Some 457 people have made submissions on the council's small-city benefits, big-city ambition vision, with more than 78 of them touching on the size of the rates increases.
The council has calculated the increase will cost an extra $2.80 a week for the average household next year alone, up to a total $2427 bill for the year.
Resident Paul Perry described himself as "a victim of land-value rating".
He said the magnitude of next year's rate rise was simply not acceptable, and he calculated future forecast increases would see his annual bill rise 59 per cent over 10 years.
On the other side of the debate, Computer Care managing director Wayne Masters supported the council's plans to invest in the city centre, at Te Manawa, at Central Energy Trust Arena and Victoria Esplanade.
He says Palmerston North needed to provide a high quality of living if it wanted to attract and keep talented people, adding that it's a requirement on the city to do this.